It seems that we are constantly reporting on the lack of confidence and persecution felt by most contractors with regards to the UK government.  Fiascos like Chancellor Philip Hammond proposals to raise national insurance on freelancers have led to the distinct feeling that the government does not appreciate the unique obstacles that the self-employed face and instead of supporting them there is the general feeling of being targeted.

New studies have shown that the self-employed are now working together to conceive alternatives to approach their difficulties rather than relay on government initiatives.  New schemes whereby resources are pooled to provide financial support and security are a result of this collaboration.

Freelancers have fewer rights and increased risks and yet self-employment is experiencing a boom in numbers resulting in an important contribution to the economy.  Yet despite this the government has failed to address any of the problems they face when compared to permanent employees such as access to benefits such as sick pay.

The lack of government action to tackle the wide variety of issues that face the self-employed and provide the financial safety net that is enjoyed by permanent employees is being criticized as a distinct threat to the positive growth in the sector and therefore a possible hindrance on the general economy growth.  It is therefore not surprising that freelancers are developing their own cooperative saving and insurance models.